The Budget Envelope System Without The Envelope

Jahquay Hyles Budgets Leave a Comment

  Envelope System For some the budget envelope system is difficult to manage and can feel cumbersome to keep cash on hand. This is the budget envelope system without the envelope! Call me old fashion, but I like dealing with cash unless I have to buy something online. Yet, I’m always looking for ways to automate the process of money management. So when …

Emergency Fund Achieved! – Budget Goal#1: $1000

Jahquay Hyles Budgets, Creating a Budget, Emergency Fund, Maximizing Your Budget Leave a Comment

  Just In Case First milestone toward financial freedom achieved! I now have a $1000 emergency fund. While this may not seem like much it is important to achieve small mini victories toward the big ones! It confirms that you are heading the correct direction and that if you put your mind to it you can achieve anything. Budgets take discipline and …

Managing “Cash on Hand”

Jahquay Hyles Budgets 1 Comment

  Handling Your Cash Budget Girl discusses how we manage cash on hand. She gives a brief tutorial on how it helps us to manage our spending and understand where our money goes at the end of each month. This helps us to tweak the budget for the up coming month if necessary. Imagine if you were the Chief Financial …