How I Reduced The Cost Of Monthly Expenses by $525

Jahquay Hyles Maximizing Your Budget, Optimizing Your Spending, Salary Leave a Comment

How I Reduced My Expenses Here’s how I reduced $525 in monthly expenses over the last 3 months. One of the best ways to “make more money” (is to actually keep it) is by optimizing your bills every 3 to 6 Months or every 2 to 4 (if you’re a frugal freak like me). You’d be surprised at what you …

The Budget Envelope System Without The Envelope

Jahquay Hyles Budgets Leave a Comment

  Envelope System For some the budget envelope system is difficult to manage and can feel cumbersome to keep cash on hand. This is the budget envelope system without the envelope! Call me old fashion, but I like dealing with cash unless I have to buy something online. Yet, I’m always looking for ways to automate the process of money management. So when …

Emergency Fund Achieved! – Budget Goal#1: $1000

Jahquay Hyles Budgets, Creating a Budget, Emergency Fund, Maximizing Your Budget Leave a Comment

  Just In Case First milestone toward financial freedom achieved! I now have a $1000 emergency fund. While this may not seem like much it is important to achieve small mini victories toward the big ones! It confirms that you are heading the correct direction and that if you put your mind to it you can achieve anything. Budgets take discipline and …

Managing “Cash on Hand”

Jahquay Hyles Budgets 1 Comment

  Handling Your Cash Budget Girl discusses how we manage cash on hand. She gives a brief tutorial on how it helps us to manage our spending and understand where our money goes at the end of each month. This helps us to tweak the budget for the up coming month if necessary. Imagine if you were the Chief Financial …

Budgets: How I Created My Personal Budget

Jahquay Hyles Creating a Budget 2 Comments

  My Personal Budget In this video I take you through how I created my personal budget and: – I show you how I created my budget and the specific categories I’ve allocated my money into. – I also take you through my 3 month plan to eliminate around $5000 dollars in debt as part of my personal budget. – …