A Ledger In Red: The Cost of Debt

Jahquay Hyles Budgets 2 Comments

  Almost of Debt My family is almost free of the debt we have accumulated (except for student loans). For the most part we’ve given up eating out, buying what ever we want when we want, and not thinking too hard about. Okay, truth is we’re thinking very hard about it. It’s not easy to obtain freedom, without sacrifice. It’s something I …

Rich Or Poor You Need A Budget

Jahquay Hyles Budgets 2 Comments

  Poverty Comes For Everyone How is it that anyone in the NFL can make as much as they do and still be broke with a credit score below 600? This is a question  Terrell Owens has probably asked himself. Yet, more importantly he should be asking himself “how did I get here?” Most of us have this question to …

10 Things You Can Do To Avoid Making Mistakes In Life.

Jahquay Hyles Budgets 1 Comment

  Only 10 Things To Do Are you tired of making the same mistakes? We have been conditioned to just feel and do and to not think. It’s time to think. Ask yourself if what you’ve been doing is actually working? No? Then do something else. Pick up a book and take some initiative. We live in an era where …

The Budget Envelope System Without The Envelope

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  Envelope System For some the budget envelope system is difficult to manage and can feel cumbersome to keep cash on hand. This is the budget envelope system without the envelope! Call me old fashion, but I like dealing with cash unless I have to buy something online. Yet, I’m always looking for ways to automate the process of money management. So when …

Emergency Fund Achieved! – Budget Goal#1: $1000

Jahquay Hyles Budgets, Creating a Budget, Emergency Fund, Maximizing Your Budget Leave a Comment

  Just In Case First milestone toward financial freedom achieved! I now have a $1000 emergency fund. While this may not seem like much it is important to achieve small mini victories toward the big ones! It confirms that you are heading the correct direction and that if you put your mind to it you can achieve anything. Budgets take discipline and …

Managing “Cash on Hand”

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  Handling Your Cash Budget Girl discusses how we manage cash on hand. She gives a brief tutorial on how it helps us to manage our spending and understand where our money goes at the end of each month. This helps us to tweak the budget for the up coming month if necessary. Imagine if you were the Chief Financial …